Best Tampa Mortgage Lenders of 2019 – NerdWallet

You have many choices when shopping for a mortgage in the Tampa Bay area. To make your decision easier, NerdWallet has selected some of the top-rated lenders around Tampa and St. Petersburg. While most are high-volume national and regional lenders that we have reviewed, we’ve also included some local mortgage companies that do plenty of business in the area.

From New Port Richey to St. Pete Beach, and all the way over to Plant City, here are our picks for lenders that cater to borrowers in various categories.

» MORE: Find out about Florida first-time home buyer programs

NerdWallet’s best Tampa mortgage lenders

These mortgage lenders are among the most active institutions in the Tampa Bay area. They have been reviewed and rated by NerdWallet.

Local mortgage lenders in Tampa

These companies are among the highest-volume lenders in the Tampa Bay area. While they haven’t been reviewed by NerdWallet, give them a look if you prefer doing business with a local institution.

Suncoast Credit Union

  • Offers a first-time home buyer 10/1 ARM with a 3% down payment and no private mortgage insurance requirement.
  • Has a “Community Heroes” loan program for teachers, nurses, law enforcement and other eligible professions that features 100% financing.
  • Posts its mortgage interest rates online.
  • Allows you to start a mortgage application online.

GTE Financial

  • Credit union that posts and updates interest rates daily.
  • Has a low down-payment loan for first-time home buyers, plus FHA, VA and home equity loans.
  • Offers English and Spanish-language online mortgage applications.

Movement Mortgage

  • Has multiple locations in the Tampa Bay area.
  • Offers conventional mortgages with as little as 3% for a down payment, as well as FHA, VA and USDA loans.
  • Provides cash-out refinances and the streamlined refinancing of VA and FHA mortgages.

Third Federal Savings & Loan

  • Has five Tampa Bay branches.
  • Offers purchase, refinance and home equity loans and lines of credit.
  • Posts its mortgage interest rates online.
  • Has a preapproval program that gives a loan commitment for up to six months, even before finding a home.
  • Lets you “float down” a locked interest rate in the event that rates drop.

Best Tampa mortgage lenders: summary

More from NerdWallet

NerdWallet’s selection of mortgage lenders for inclusion here was made based on our evaluation of the products and services that lenders offer to consumers who are actively shopping for the best mortgage. The six key areas we evaluated include the loan types and loan products offered, online capabilities, online mortgage rate information, customer service and the number of complaints filed with the Consumer Financial Protection Bureau as a percentage of loans issued. We also awarded lenders up to one bonus star for a unique program or borrower focus that set them apart from other lenders. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.

Let’s block ads! (Why?)

Source link